« Châssis, panneaux et pompe à chaleur en une seule fois : on a eu un seul devis, un seul planning et zéro paperasse pour les primes. Le résultat est impeccable et notre facture d'énergie a chuté. On ne pensait pas que ce serait aussi simple. »
Air-to-water heat pump: your central heating, without a boiler
The most versatile heat pump: it feeds your radiators or underfloor heating and produces domestic hot water, by drawing heat from the outside air. The ideal replacement for an oil or gas boiler, with high efficiency all year round.
- 4 → 16 kW
- common outputs
- 1 boiler
- replaced in one go
- up to 75%
- free energy
What an air-to-water heat pump is really worth
The figures that matter for a quality air-to-water heat pump, installed by our teams. Concrete benchmarks, not marketing.
- Efficiency (SCOP) 3.5–4.8
For 1 kWh of electricity, an air-to-water unit delivers 3.5 to 4.8 kWh of heat over the season. Efficiency climbs with underfloor heating (low-temperature water) and good sizing.
- Flow temperature up to 55–65 °C
High-temperature models reach 55 to 65 °C and work with existing radiators. With underfloor heating, water at 35 °C is enough and maximises efficiency.
- Domestic hot water 180–300 L
Paired with a tank, it supplies hot water for the whole family. The tank heats the water during the most efficient hours of the day.
- Monobloc or split 2 formats
The monobloc keeps everything in the outdoor unit (no refrigerant indoors); the split separates the outdoor unit and an indoor module. We choose based on space and layout.
- Operates down to −20 °C
Recent air-to-water heat pumps heat down to −20 °C outside. A built-in electric backup takes over during the rarest cold snaps.
- Replaces Oil / gas
It connects to your existing heating circuit and replaces the boiler. In renovation, the radiators are often kept after being checked.
* Indicative values for standard-range models. Real-world performance depends on the model, the emitter and the insulation of the home — confirmed during the technical survey.
Pros & cons of air-to-water
No heat pump is perfect for every project. Here, honestly, is where air-to-water stands out and where another solution is a better fit.
Where it shines
- Heats the whole house + hot waterA single installation for central heating and domestic hot water.
- Excellent efficiencyUp to 75% of the energy drawn for free from the outside air.
- Replaces a fossil-fuel boilerConnects to the existing circuit, radiators often kept.
- Strongly grant-supportedThe heat pump type best supported by 2026 regional grants.
What to keep in mind
- Higher investment than air-to-airThe tank and hydraulic connection weigh on the upfront budget.
- Efficiency tied to the emitterIdeal with underfloor heating; on older radiators, we check the sizing.
- Outdoor unit to placeThe outdoor unit needs a ventilated spot that respects the neighbours.
- Home to insulate firstIn a poorly insulated home, we address insulation to avoid oversizing.
Is an air-to-water heat pump right for you?
It is the heat pump for complete central heating. A few cases where it stands out:
-
Replace an oil/gas boiler
The most common case: we remove the old boiler, connect the heat pump to the existing circuit and claim the replacement grants.
-
New build or heavy renovation
On low-temperature underfloor heating, air-to-water performs at its best: even comfort and maximum efficiency.
-
Family with high hot-water demand
Paired with a tank, it absorbs peaks in hot-water consumption without falling back on direct electric or gas.
For a supplement or summer cooling without a water circuit, the air-to-air heat pump is simpler. And if you are hesitant about removing the boiler, the hybrid heat pump combines both during the transition.


An oil boiler replaced, the heating bill lightened
A 22-year-old oil boiler, thirsty and at the end of its life. We installed an air-to-water heat pump connected to the existing radiators (checked beforehand) with a 200 L hot-water tank. The Wallonia grants and the 6% VAT were deducted from the bill.
- −55%on the heating bill
- 200 Lof domestic hot water
- ≈ €4,800in grants deducted
They chose wendows
5.0/5 · 3verified reviews
« Passage du mazout à une pompe à chaleur air-eau. Chantier propre, anciens radiateurs conservés. La maison est mieux chauffée pour bien moins cher. »
« PAC air-air réversible installée avant l'été. Confort été comme hiver, et le SAV répond vite. Très satisfait du suivi. »
Air-to-water, or another heat pump?
Air-to-water is the most versatile for the whole house. Depending on your budget, your emitters and severe cold, another type may complement or replace this choice.
| Critère | Air-to-water heat pumpVous êtes ici | Air-to-air heat pumpVoir la gamme → | Hybrid heat pumpVoir la gamme → |
|---|---|---|---|
| Central heating (water) | Yes, complete | No, forced air | Yes, complete |
| Domestic hot water | Yes, with tank | No | Yes, with tank |
| Investment | €€€ — mid-range | The most affordable | €€€ — mid-range |
| Cooling in summer | Depends on model | Yes, built in | Depends on model |
| Severe cold | Electric backup | Supplement useful | Boiler takes over |
| Grants 2026 | The highest | More limited | Supported |
| Best for | Replacing a boiler, whole house | Supplement, living space, cooling | Smooth transition |
- vs air-to-water
Air-to-air heat pump
Simpler and reversible: fast heating and summer cooling, without a water circuit. Ideal as a supplement or per room.
Compare with air-to-air → - vs air-to-water
Geothermal heat pump
The best efficiency thanks to the stable heat of the ground. A heavier investment, maximum performance over time.
Discover geothermal → - to combine
Hybrid heat pump
Keeps the boiler as backup for cold snaps: a reassuring transition towards the heat pump.
See hybrid → - grants
Grants & VAT 2026
Air-to-water is the most grant-supported heat pump. Check the amount based on your region and income.
Calculate my grants → - budget
Price & profitability
Installed price ranges and payback times by output and your current consumption.
See the prices → - ↑ category
All heat pumps
An overview of our heat pump solutions in Belgium: types, sizing, grants and installation gathered on one page.
Back to the heat pump guide →
How much does an air-to-water heat pump cost?
The price depends on the output, whether a hot-water tank is included and the emitter (radiators or underfloor). Here are some benchmarks for installed equipment.
See heat pump prices & grants in detail →* Indicative ranges for installed equipment, excluding specific configurations. A costed estimate is provided with your free quote.
- Air-to-water heat pump (monobloc) from €9,000installed, tank not included
- With DHW tank €11,000–16,000heating + hot water
- Wallonia grant up to €6,000depending on income and region
- Reduced VAT 6%in renovation (home > 10 years)
Your questions about air-to-water
Can I keep my existing radiators? +
Often yes. A high-temperature air-to-water heat pump feeds standard radiators. We first check that their exchange surface is sufficient for the target flow temperature; a few undersized radiators may be replaced to guarantee comfort.
Monobloc or split, what is the difference? +
The monobloc keeps the entire refrigerant circuit in the outdoor unit: nothing to handle on the refrigerant side indoors. The split separates the outdoor unit from an indoor module. The choice depends on available space, the line length and the layout of the home.
Does it really work in severe cold? +
Yes. Recent air-to-water units heat down to about −20 °C outside, with efficiency that drops as it gets colder. A built-in electric backup secures the rare, most intense cold snaps.
Should the home be insulated before installing a heat pump? +
It is strongly recommended. Good insulation lets you lower the flow temperature, hence increase efficiency, and avoid oversizing the heat pump. We assess insulation during the survey and prioritise the works if needed.
What grants are available for an air-to-water unit in 2026? +
Air-to-water is the most supported heat pump: a regional grant (Wallonia or Brussels) that can reach several thousand euros depending on your income, plus 6% VAT in renovation. We calculate your eligibility before the quote.
How long until it pays for itself? +
It depends on the energy replaced. Against an oil boiler, the annual savings are significant and, with grants deducted, the payback is often a matter of a few years. We cost your specific case in the quote, based on your real consumption.
Get your free air-to-water heat pump quote within 48h
Free technical survey, emitter validation, grants calculated. Describe your project in under a minute.
- Free and with no obligation
- Grants & 6% VAT handled for you
- Installed by our certified technicians